Have you ever stopped to consider how you would cope financially if you were unable to work through being ill? Have you ever stopped to think how those you leave behind would cope financially without you being around?
There may still be debts to pay and almost certainly household bills to cover. What about the cost of raising the children and providing for their future financial security.
With so many insurance products on the market it can sometimes be difficult to understand which product or combination of products is going to best suit your requirements and your budget.
How you would cope financially if you suddenly found yourself unable to work due to an accident, sickness or redundancy?
To prepare for these circumstances there are policies available which aim to provide a continuing source of income to help cover costs like your mortgage, debts and bills.
At Uniec Prestige we have a team of experts on hand to review your individual circumstances to find the most appropriate method of providing for your insurance needs.
Ensuring that your family is adequately provided for in the event of your death is something you cannot leave to chance.
So it is reassuring to know that life insurance is available, which pays out to your loved ones if you should die, to enable them to continue to meet mortgage payments and other financial commitments.
At Uniec Prestige Ltd we offer professional advice on the different life insurance policies that are available, to bring you peace of mind that your loved ones will be adequately provided for in the event of your death
Have you considered how you would make ends meet if you were unable to work due to critical illness?
Usually, Critical Illness Insurance aims to pay out a tax free cash lump sum upon diagnosis of a specified critical illness enabling you to meet your financial commitments and cover costs such as medical fees or modifications to your home to accommodate a disability.
If you are fit and healthy, now is the best time to arrange critical illness insurance rather than leave matters to chance, simply because if you do become unwell it may be too late to arrange provision or end up costing significantly more.
Critical Illness Insurance is a complex type of insurance product as the range and definition of medical conditions varies between providers. At Uniec Prestige Ltd we have specialists on hand to help find the right plan for you so that should you need it, you can focus on making a recovery without the stress of financial worry.